Make sure that you really assess what you need for a death benefit.
You probably need a lot more coverage than you realize.
Think about how much of the family income you provide and how many people need to live on it.
What changes will they need to make in order to replace your income and the things you do for the family?
Are there any large debts that would be left for your family to struggle to pay off?
And then there’s the cost of final expenses as well.
You don’t want the family to be grieving and then realizing that they have to sell the house to pay for services.
